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Listado de reclamaciones pendientes indicando aquellos casos con condiciones cr\u00edticas, cr\u00f3nicas o catastr\u00f3ficas.", "answer": "Ver Informes de Siniestralidad.", "dateAnswered": "2023-03-08T09:06:53-04:00"}, {"id": "18e993819bdeda36b2dc801ffbbcea5e", "date": "2023-02-09T00:04:42-04:00", "title": "CAPACIDAD FINANCIERA \u2013 IAO 11.1 A)  \u00edndices de calificaci\u00f3n", "description": "IAO 11.1, en lo relativo a CAPACIDAD FINANCIERA, punto a) Documentaci\u00f3n que demuestre poseer \u00edndice de calificaci\u00f3n como m\u00ednimo: Standard & Poor (A+), Moody\u2019s (A1), AM Best (A), Fitch (A+), actualizado al 2020/ 2021, teniendo en cuenta que en los \u00edndices de calificaci\u00f3n, a partir de A-  y sus comparativos (en el caso de Moody\u2019s, A3) se establece que dicha empresa cuenta con un \u00cdndice de Fortaleza Financiera alto (FSR), por sus siglas en ingl\u00e9s), solicitamos que sean revisados y establecidos los siguientes \u00edndices de calificaci\u00f3n como m\u00ednimo:    Standar&Poor ( A) , Moodys ( A3 ) , AM Best ( A- ), Fitch (A), actualizado al 2020/2021.\n\nSaludos.", "answer": "Esta convocante exige que la empresa adjudicada posea las calificaciones especificadas para garantizar una prestaci\u00f3n de servicio \u00f3ptima y una estabilidad financiera de alto nivel, trat\u00e1ndose de la complejidad del servicio espec\u00edfico de seguro de salud a ser prestado. Se solicita dichos \u00edndices de calificaci\u00f3n m\u00ednima de riesgo, necesaria emitidas por Empresas Calificadoras de Riesgo de reconocida trayectoria mundial (Standard&Poor, Moodys, Am Best, Fitch) para lo cual se halla establecido un \u00edndice de calificaci\u00f3n de equivalencia conforme a la respectiva empresa calificadora. Esta calificaci\u00f3n o \u00edndice es muy importante por constituir o determinar la calidad crediticia y capacidad financiera general de la Empresa analizada, siendo el mismo un requisito financiero/econ\u00f3mico indiscutiblemente necesario para catalogar a una empresa que quiera prestar cobertura m\u00e9dica a esta cartera de estado. Ante dicha solicitud es importante aclarar que existe una cantidad muy considerable de empresas internacionales que cuentan con las mencionadas calificaciones o \u00edndices m\u00ednimos requeridos, dicha informaci\u00f3n simplemente puede ser corroborada en las p\u00e1ginas de cada una de las empresas calificadoras. Ante lo expuesto esta Convocante se mantiene en los criterios establecidos en el PBC.", "dateAnswered": "2023-03-08T13:46:58-04:00"}, {"id": "e971484bd903488d9cf8bcea2ad51042", "date": "2023-02-21T14:23:38-04:00", "title": "Informacion Requerida para Cotizar Polizas Grupales de Seguro Medico Internacional", "description": "Estimados,  \nA continuaci\u00f3n, la informaci\u00f3n requerida para realizar la evaluaci\u00f3n y an\u00e1lisis del riesgo solicitado:\n\u2022\tResumen mensual de primas, siniestros y N\u00famero de empleados/vidas cubiertas en los \u00faltimos 5 a\u00f1os. \n\u2022\tDistribuci\u00f3n Geogr\u00e1fica y n\u00famero de participantes (estimados) por localidad\n\u2022\tIndicar el n\u00famero y distribuci\u00f3n de participantes por edades.\n\u2022\tHistorial detallado de reclamaciones en los \u00faltimos 5 a\u00f1os.\n\u2022\tListado de reclamaciones pendientes indicando aquellos casos con condiciones cr\u00edticas, cr\u00f3nicas o catastr\u00f3ficas.\n\nGracias por su amable atenci\u00f3n.", "answer": "Se env\u00eda al SICP como aclaratoria, la Tasa de Uso que representa la Siniestralidad de los \u00faltimos a\u00f1os donde figuran los casos de alta complejidad y el listado de Funcionarios del MRE con la cantidad, distribuci\u00f3n geogr\u00e1fica y por edades.", "dateAnswered": "2023-03-08T09:05:27-04:00"}, {"id": "3ac6757d13f7c5a8e150ee7c4683f368", "date": "2023-03-03T10:57:56-04:00", "title": "Consulta LPI ID. 422.787 - REPRESENTACI\u00d3N LEGAL CONSORCIOS", "description": "Nos dirigimos respetuosamente a Vuestra Entidad a fin de realizar Consulta en la LPI con ID. 422.787, con respecto a la presentaci\u00f3n de Apoderado para la representaci\u00f3n de un Acuerdo de Intenci\u00f3n de Consorcio en la Licitaci\u00f3n para la firma de documentos y apertura de sobres.\nEl pliego menciona que el apoderado debe ser nombrado por la empresa L\u00edder y la consulta consiste en que, si dicho Apoderado puede ser un representante nombrado con anterioridad al llamado y con poder general otorgado por la empresa l\u00edder, o si el Apoderado debe poseer un poder especial mencion\u00e1ndose en el Poder la licitaci\u00f3n de referencia.\n\nSaludos Atentos", "answer": "Con relaci\u00f3n a la referida consulta, la documentaci\u00f3n por medio de la cual se pueda demostrar la capacidad del firmante para comprometer al oferente debe ser un documento que faculte al apoderado a realizar las formalizaciones. El apoderado debe demostrar sin lugar a dudas que cuenta con la capacidad legal (facultad) para comprometer al oferente (consorcio).\nAl respecto el PBC establece que el documento que acredite las facultades del firmante de la oferta para comprometer al Consorcio puede consistir en un poder suficiente otorgado por escritura p\u00fablica de la Empresa L\u00edder del consorcio (no es necesario que est\u00e9 inscripto en el Registro de Poderes); o los documentos societarios de la Empresa L\u00edder, que justifiquen la representaci\u00f3n del firmante, tales como actas de asamblea y de directorio en el caso de las sociedades an\u00f3nimas.\n\nEs decir que del poder debe desprenderse inequ\u00edvocamente que el apoderado est\u00e1 facultado para firmar la oferta y dem\u00e1s actuaciones pretendidas.\n", "dateAnswered": "2023-03-08T13:48:24-04:00"}, {"id": "55918d35922591edb7de37614741a118", "date": "2023-02-08T23:30:24-04:00", "title": "CRITERIO DE EVALUACI\u00d3N PARA CONSORCIOS", "description": "Deseamos consultar al momento de enunciar el requisito, el PBC se\u00f1ala: Oferentes en consorcio, las empresas consorciadas deber\u00e1n cumplir requisitos de car\u00e1cter legal y financiero en su totalidad, solicitamos, se puedan sumar los requerimientos de car\u00e1cter financiero, al menos en un porcentaje determinado, que permita la complementaci\u00f3n de los oferentes, puesto que esta es la raz\u00f3n de ser del consorciamiento.\n\nSaludos.", "answer": "Los requisitos de car\u00e1cter financiero son los m\u00e1s determinantes para salvaguardar una contrataci\u00f3n eficaz y eficiente que permiten optar por un contrato con una empresa o consorcio que cuente con la capacidad t\u00e9cnica y por sobre todo con una capacidad econ\u00f3mica considerable que pueda hacer frente a la totalidad de las coberturas m\u00e9dicas que corresponda. Es importante acotar que la normativa prev\u00e9 la posibilidad de consorcio y la norma es clara al especificar que, en un consorcio, los integrantes deben aclarar en forma precisa y a satisfacci\u00f3n de la convocante, las partes a la que cada una se obliga y la forma en que se exigir\u00e1 el cumplimiento de las obligaciones. Ante esta prerrogativa resulta necesario y conveniente para esta cartera de estado (a satisfacci\u00f3n de la convocante) que toda persona f\u00edsica o jur\u00eddica integrante de un consorcio cuente con la solvencia econ\u00f3mica suficiente m\u00ednimamente equivalente entre todos los integrantes del consorcio, a fin de evitar inconvenientes futuros de prestaci\u00f3n o reconocimiento de cobertura m\u00e9dica necesaria para salvaguardar los bienes jur\u00eddicos tutelados constitucionalmente por el Estado Paraguayo como lo son la vida y la salud.\nAnte lo expuesto, esta Convocante se mantiene en los criterios establecidos en el PBC.\n", "dateAnswered": "2023-03-08T13:46:33-04:00"}, {"id": "aa1b8dbd7a8147c87e28d30e6c387384", "date": "2023-02-08T23:28:20-04:00", "title": "CAPACIDAD FINANCIERA \u2013 IAO 11.1 B) FACTURACI\u00d3N ANUAL GLOBAL", "description": "Respecto de las IAO 11.1. en lo relativo a CAPACIDAD FINANCIERA, punto c) Facturaci\u00f3n anual global (a\u00f1o 2021) para coberturas similares a la solicitada, correspondiente al \u00faltimo ejercicio vencido a la fecha de presentaci\u00f3n de la propuesta, no menor a D\u00d3LARES ESTADOUNIDENSES CINCUENTA MILLONES (U$S 50.000.000), tambi\u00e9n solicitamos sea bajado a D\u00d3LARES ESTADOUNIDENSES VEINTICINCO MILLONES (U$S.25.000.000.-) teniendo en cuenta que no existe una relaci\u00f3n entre el monto de la cobertura solicitada y la necesidad de dicha facturaci\u00f3n, siendo que, con el monto de facturaci\u00f3n que proponemos, ya existe suficiente garant\u00eda para la prestaci\u00f3n licitada y, adem\u00e1s, todas las empresas del rubro contamos con reaseguradoras de primer nivel que pueden asegurar el cumplimiento de las obligaciones m\u00e1s all\u00e1 del patrimonio particular de la empresa. As\u00ed como tambi\u00e9n, las calificaciones solicitadas en el punto a), y que deben ser cumplidas por quienes queramos participar, ya resultan suficiente garant\u00eda y est\u00e1n debidamente auditadas. Debe tenerse en cuenta, asimismo, que los \u00faltimos ejercicios se han visto afectados, a nivel global, en todos los rubros por los efectos de los a\u00f1os de pandemia. Con esta modificaci\u00f3n se favorece la participaci\u00f3n y competitividad sin comprometer la prestaci\u00f3n.\n\nSaludos.", "answer": "Esta Convocante solicita dicha facturaci\u00f3n anual global, conforme a cuestiones l\u00f3gicas, t\u00e9cnicas y legales, que surgen de las necesidades y experiencias Institucionales que a trav\u00e9s del tiempo nos han demostrado que es fundamental que el oferente cumpla con estos requisitos b\u00e1sicos los cuales reflejan la capacidad y calidad del mismo para la prestaci\u00f3n del servicio en cuesti\u00f3n relacionado a la vida humana, la cual es el mayor bien precautelado en la Constituci\u00f3n Nacional. Al ser un Seguro M\u00e9dico a nivel mundial, y para diplom\u00e1ticos que se trasladan de un lugar a otro constantemente, es importante que las compa\u00f1\u00edas tengan una capacidad financiera que brinde la seguridad de que las coberturas m\u00e9dicas solicitadas a nivel global sean atendidas al 100%  en todos los casos. Adem\u00e1s, con una facturaci\u00f3n menor, no queda evidenciada la capacidad de la compa\u00f1\u00eda para hacer frente a servicios de gran magnitud como lo que representa la cobertura para esta Cartera de Estado a nivel internacional, con una alta siniestralidad y altos costos de inflaci\u00f3n m\u00e9dica demostrable con documentos de la OMS. Por ende, se considera razonable y prudente el requisito referenciado por lo que se prosigue el presente proceso manteniendo los criterios establecidos en el PBC.", "dateAnswered": "2023-03-08T13:46:06-04:00"}, {"id": "9f208539cd3aaf2c9a6ebbeeb6d2bdc0", "date": "2023-02-08T23:32:39-04:00", "title": "LISTADO DE FUNCIONARIOS Y BENEFICIARIOS", "description": "A efectos de favorecer una correcta apreciaci\u00f3n del riesgo y composici\u00f3n del precio y la cotizaci\u00f3n a ofertar, solicitamos se sirvan proveer como parte necesaria de los datos del Pliego, datos de la poblaci\u00f3n a ser cubierta, incluyendo: Cantidad de funcionarios y beneficiarios, ubicaci\u00f3n geogr\u00e1fica de los mismos con sus cantidades, adem\u00e1s de un aproximado de las edades de los mismos. Contar con estos datos favorece la buena cotizaci\u00f3n y la competitividad en precio, favoreciendo los intereses de la Convocante.\n\nSaludos.", "answer": "Se Anexa listado de Funcionarios del MRE.", "dateAnswered": "2023-02-17T10:21:56-04:00"}, {"id": "f8d0a90305c5ab0a433ebb78d88fda46", "date": "2023-02-02T13:17:46-04:00", "title": "ID de Litaci\u00f3n", "description": "Por favor, agradecer\u00eda confirmaci\u00f3n del ID de la Licitaci\u00f3n, porque en el PBC se encuentra ID N\u00ba422.787, pero en la Secci\u00f3n II. Datos de la Licitaci\u00f3n (DDL) se identifica con el N\u00ba: 421.483\nMuchas Gracias", "answer": "Ver ADENDA N\u00ba 1.", "dateAnswered": "2023-02-17T10:19:56-04:00"}, {"id": "747f7d00a7f1d50cebd37ffac9edb5ba", "date": "2023-02-02T13:18:00-04:00", "title": "Correcci\u00f3n Garantia de Mantenimiento de Oferta", "description": "Buenas Tardes,\nSolicito por favor la correcci\u00f3n de la Garant\u00eda de Mantenimiento de Oferta debido a que es una LPI y no una LPN.\nMuchas Gracias", "answer": "Ver ADENDA N\u00ba 1.", "dateAnswered": "2023-02-17T10:20:28-04:00"}, {"id": "214557b0f983a077d7346de1dfb24e0b", "date": "2023-03-03T10:56:52-04:00", "title": "PODER EXTRANJERO", "description": "Se podr\u00eda presentar la oferta en la apertura de sobres invocando el art\u00edculo 60 del c\u00f3digo procesal civil que guarda relaci\u00f3n con la representaci\u00f3n, en el sentido de tener la posibilidad de agregar el poder legalizado y apostillado en el plazo que establece dicha normativa , en atenci\u00f3n a que el  mismo debe llegar del extranjero por encomienda y no estar\u00eda f\u00edsicamente para el d\u00eda de la apertura de sobres", "answer": "Con relaci\u00f3n a la referida consulta se expresa, que la Ley de Contrataciones P\u00fablicas 2051/2003, su Decreto Reglamentario y el Pliego de Bases y Condiciones son las disposiciones legales que conforman el marco legal del proceso concursal, por tanto son los que aportan la legalidad y determinan el marco jur\u00eddico por el cual se debe regir el \u00f3rgano p\u00fablico.\n\nAhora bien, en el Art. 8 de la Ley 2051/2003 se establece: \"En todo lo no previsto por esta ley, su reglamento y dem\u00e1s disposiciones administrativas que deriven de ellos, ser\u00e1n aplicables supletoriamente el C\u00f3digo Civil, las leyes que rigen el Procedimiento Contencioso Administrativo y el C\u00f3digo Procesal Civil\".\nAs\u00ed tambi\u00e9n lo dispuesto en el Art. 3 del Decreto 2992/2019: \"Solamente en ausencia de disposici\u00f3n expresa en la Ley, en el Reglamento o de disposiciones administrativas que deriven de ellos, se podr\u00e1n aplicar supletoriamente el C\u00f3digo Civil, las leyes que rigen el Procedimiento Contencioso Administrativo y el C\u00f3digo Procesal Civil\".\nAnte lo referenciado precedentemente es criterio de esta Convocante que no se podr\u00eda invocar el Art. 60 del CPC y esto debido a que en primer lugar dentro del cuerpo normativo que rigen las Compras P\u00fablicas del Estado Paraguayo, se establece claramente las documentaciones y las formalidades que estas deben cumplir para la presentaci\u00f3n de ofertas y m\u00e1s aun siendo el Poder de Representaci\u00f3n una documentaci\u00f3n de car\u00e1cter Sustancial, conforme a lo indicado en el Art. 61 inciso d) del Decreto Reglamentario 2992/2019.\nAnte esta situaci\u00f3n nos encontramos que la formalidad documental est\u00e1 claramente establecida en la norma por lo que mal se podr\u00eda interpretar un vac\u00edo legal que podr\u00eda ser llenado aplicando supletoriamente el CC o el CPC.\nAs\u00ed mismo traemos a colaci\u00f3n lo establecido en el CPC Art. 60.- Representaci\u00f3n sin mandato. En casos urgentes podr\u00e1 admitirse la comparecencia en juicio sin los instrumentos que acrediten la personalidad, pero si no fueren presentados y no se ratificare la gesti\u00f3n dentro del plazo de treinta d\u00edas, ser\u00e1 nulo todo lo actuado por el gestor y \u00e9ste pagar\u00e1 las costas causadas, sin perjuicio de la responsabilidad por los da\u00f1os ocasionados. Para asegurar su responsabilidad, el gestor deber\u00e1 ofrecer cauci\u00f3n suficiente y formalizarla en el plazo que le fije el juez.\nAl inicio del articulado la normativa hace referencia a la urgencia aplicada al tiempo de formalizaci\u00f3n documental, es decir \"en casos urgentes podr\u00e1 admitirse (...)\" , citado esto, podemos aducir que esta petici\u00f3n no se podr\u00eda considerar como una situaci\u00f3n de urgencia y esto debido a que el proceso licitatorio ya fue difundido por medio del portal de la DNCP en fecha 26 de enero del a\u00f1o en curso es decir, desde la publicaci\u00f3n a la recepci\u00f3n y apertura de ofertas se estar\u00eda cumpliendo m\u00e1s de 40 d\u00edas, por lo cual no se podr\u00eda hablar de urgencia alguna.\nAdem\u00e1s, el art\u00edculo es claro en su redacci\u00f3n ya que hace referencia para los casos litigiosos que se tramitan ante el Poder Judicial, lo cual nada tiene que ver con los procesos concursales de las Licitaciones P\u00fablicas que tienen sus propias reglas y solo para casos excepcionales o espec\u00edficos se podr\u00e1 recurrir a la legislaci\u00f3n civil prevaleciendo siempre la regulaci\u00f3n del Derecho P\u00fablico y el PBC, como Ley en este tipo de procesos. Por tanto el Art. 60 del C.P.C. resulta inaplicable, para el presente proceso licitatorio.\n\nPor todas las debidas explicaciones otorgadas, las condiciones y exigencias del presente proceso de contrataci\u00f3n quedan invariables.\n\n", "dateAnswered": "2023-03-08T13:47:30-04:00"}, {"id": "e2b8dd3d92117e09e8798110f1c040c0", "date": "2023-02-15T16:25:07-04:00", "title": "CASOS DE ALTA COMPLEJIDAD", "description": "Podr\u00edan informarnos sobre casos de alta  complejidad.", "answer": "Se Anexa la Tasa de Uso que representa la Siniestralidad de los \u00faltimos tres a\u00f1os donde figuran los casos de alta complejidad.", "dateAnswered": "2023-02-17T10:24:21-04:00"}, {"id": "7bb11140000fcdd7b403de9de4152016", "date": "2023-02-08T23:14:08-04:00", "title": "CAPACIDAD FINANCIERA \u2013 IAO 11.1 B) PATRIMONIO NETO", "description": "Quisieramos consultar: \n\nRespecto de las IAO 11.1. en lo relativo a CAPACIDAD FINANCIERA, punto b) PATRIMONIO NETO, en el cual se pide no inferior a D\u00d3LARES ESTADOUNIDENSES CINCUENTA MILLONES (U$S 50.000.000.-), correspondiente al \u00faltimo ejercicio contable vencido a la fecha de presentaci\u00f3n de la propuesta, solicitamos sea reducido al 50%, es decir a D\u00d3LARES ESTADOUNIDENSES VEINTICINCO MILLONES (U$S.25.000.000.-), teniendo en cuenta que no existe una relaci\u00f3n entre el monto de la cobertura solicitada y la necesidad de dicho patrimonio, siendo que, con el patrimonio que proponemos, ya existe suficiente garant\u00eda para la prestaci\u00f3n licitada y, adem\u00e1s, todas las empresas del rubro contamos con reaseguradoras de primer nivel que pueden asegurar el cumplimiento de las obligaciones m\u00e1s all\u00e1 del patrimonio particular de la empresa. As\u00ed como tambi\u00e9n, las calificaciones solicitadas en el punto a), y que deben ser cumplidas por quienes queramos participar, ya resultan suficiente garant\u00eda y est\u00e1n debidamente auditadas. Con esta modificaci\u00f3n se favorece la participaci\u00f3n y competitividad sin comprometer la prestaci\u00f3n.\n\nGracias.", "answer": "Esta Convocante solicita dicho patrimonio neto, conforme a cuestiones l\u00f3gicas, t\u00e9cnicas y legales, que surgen de las necesidades y experiencias Institucionales que, a trav\u00e9s del tiempo, nos han demostrado que es fundamental que el oferente cumpla con estos requisitos b\u00e1sicos los cuales reflejan la capacidad y calidad del mismo para la prestaci\u00f3n del servicio en cuesti\u00f3n relacionado a la vida humana, la cual es el mayor bien precautelado en la Constituci\u00f3n Nacional.\n\nAl ser un Seguro M\u00e9dico a nivel mundial, y para diplom\u00e1ticos que se trasladan de un lugar a otro constantemente, es importante que las compa\u00f1\u00edas tengan una capacidad financiera que brinde la seguridad de que las coberturas m\u00e9dicas solicitadas a nivel global sean atendidas al 100%  en todos los casos. Adem\u00e1s, dada la siniestralidad y la dimensi\u00f3n del potencial contrato a suscribir, la empresa debe tener por s\u00ed misma una capacidad econ\u00f3mica y financiera que no ponga en riesgo su capital social, por lo que es muy dif\u00edcil que una compa\u00f1\u00eda con menor capital pueda sostener un contrato de estas magnitudes.\n\nEs importante aclarar que actualmente se cuenta con la cantidad de 370 funcionarios aproximadamente que prestan servicio en el exterior en representaci\u00f3n del Estado Paraguayo y por ende asegurados en forma directa por esta Cartera de Estado y de entre los cuales, muchos de los mismos tambi\u00e9n aseguran a su grupo familiar. A esta cantidad hay que relacionarla directamente con el l\u00edmite de la cobertura en forma individual que asciende a d\u00f3lares americanos 1.000.000, es decir en un hipot\u00e9tico caso y solo a modo comparativo el patrimonio requerido solo otorgar\u00eda cobertura ante eventos totales y m\u00e1ximos a un equivalente de 50 personas. \nAnte lo expuesto y siendo obligaci\u00f3n del Ministerio de Relaciones Exteriores, otorgar cobertura M\u00e9dica a todos sus funcionarios que prestan servicio en el exterior del pa\u00eds, debiendo velar por salvaguardar las mejores condiciones de contrataci\u00f3n que a fin de obtener un contrato id\u00f3neo, eficaz, eficiente y de prestaci\u00f3n geogr\u00e1fica a nivel mundial, es necesario considerar criterios de contrataci\u00f3n adecuados para la prestaci\u00f3n. Por ende, se considera razonable y prudente el requisito referenciado por lo que se prosigue el presente proceso manteniendo los criterios establecidos en el PBC.\n", "dateAnswered": "2023-03-08T13:45:37-04:00"}, {"id": "2902a00cf643dbed2e1ae3349e3a0cd6", "date": "2023-02-15T16:24:30-04:00", "title": "listado de funcionarios", "description": "Podr\u00edan informarnos sobre alg\u00fan listado de usuarios o funcionarios, edades y destinos.", "answer": "Se Anexa listado de Funcionarios del MRE.", "dateAnswered": "2023-02-17T10:23:48-04:00"}, {"id": "b4bc7acd5a1cb8531336c9eacac8af37", "date": "2023-03-03T10:57:39-04:00", "title": "CALIFICACI\u00d3N DE CAPACIDAD FINANCIERA", "description": "Con respecto a las Calificaciones requeridas por el Pliego, se verifica que de la calificadora AM BEST se solicita una calificaci\u00f3n de (A), que se encuentra en el Rango de Excelente en el Ranking comparativo de calificadoras. Y a fin de que exista una mayor competencia sin bajar el nivel de excelencia, solicitamos que se habilite para dicha calificadora especializada, la calificaci\u00f3n (A-), que del mismo modo, se encuentra en dicho rango.-", "answer": "Esta convocante exige que la empresa adjudicada posea las calificaciones especificadas para garantizar una prestaci\u00f3n de servicio \u00f3ptima y una estabilidad financiera de alto nivel, trat\u00e1ndose de la complejidad del servicio espec\u00edfico de seguro de salud a ser prestado. Se solicita dichos \u00edndices de calificaci\u00f3n m\u00ednima de riesgo, necesaria emitidas por Empresas Calificadoras de Riesgo de reconocida trayectoria mundial (Standard&Poor, Moodys, Am Best, Fitch) para lo cual se halla establecido un \u00edndice de calificaci\u00f3n de equivalencia conforme a la respectiva empresa calificadora. Esta calificaci\u00f3n o \u00edndice es muy importante por constituir o determinar la calidad crediticia y capacidad financiera general de la Empresa analizada, siendo el mismo un requisito financiero/econ\u00f3mico indiscutiblemente necesario para catalogar a una empresa que quiera prestar cobertura m\u00e9dica a esta cartera de estado. Ante dicha solicitud es importante aclarar que existe una cantidad muy considerable de empresas internacionales que cuentan con las mencionadas calificaciones o \u00edndices m\u00ednimos requeridos, dicha informaci\u00f3n simplemente puede ser corroborada en las p\u00e1ginas de cada una de las empresas calificadoras. Ante lo expuesto esta Convocante se mantiene en los criterios establecidos en el PBC.", "dateAnswered": "2023-03-08T13:48:02-04:00"}, {"id": "d952edd4f3705b04e913cf58be777de0", "date": "2023-02-15T16:21:15-04:00", "title": "SINIESTRALIDAD", "description": "Podrian indicarnos si tienen alg\u00fan informe o reporte de referencia sobre la siniestralidad.", "answer": "Se Anexa la Tasa de Uso que representa la Siniestralidad de los \u00faltimos tres a\u00f1os.", "dateAnswered": "2023-02-17T10:23:17-04:00"}, {"id": "c514bd56c704960f6fdca3266562b606", "date": "2023-02-22T15:17:07-04:00", "title": "SINIESTRALIDAD 2", "description": "Quisi\u00e9ramos solicitar y consultar sobre la siniestralidad en vista de que el informe que subieron est\u00e1 incompleto, nos estar\u00eda faltando la correspondiente al periodo septiembre 2020 a Marzo 2021 y Octubre 2021 a Abril 2022 a modo de poder referenciarnos.", "answer": "Se env\u00eda al SICP como aclaratoria, la Tasa de Uso que representa la Siniestralidad.", "dateAnswered": "2023-03-08T09:06:21-04:00"}, {"id": "210d5423ef2ba3b6dffa96b836df547f", "date": "2023-02-08T23:35:30-04:00", "title": "INDICE DE SINIESTRALIDAD", "description": "A efectos de favorecer una correcta apreciaci\u00f3n del riesgo y composici\u00f3n del precio y la cotizaci\u00f3n a ofertar, solicitamos se sirvan proveer como parte necesaria de los datos del Pliego, datos de la siniestralidad de los \u00faltimos 3 (tres) a\u00f1os como m\u00ednimo, de la poblaci\u00f3n a ser cubierta. Contar con estos datos favorece la buena cotizaci\u00f3n y la competitividad en precio, favoreciendo los intereses de la Convocante.\n\nSaludos.", "answer": "Se Anexa la Tasa de Uso que representa la Siniestralidad de los \u00faltimos tres a\u00f1os.", "dateAnswered": "2023-02-17T10:22:28-04:00"}], "lots": [{"id": "tJDnLzXNwtg=", "title": "1 - SEGURO MEDICO INTERNACIONAL", "status": "active", "statusDetails": "Activo", "value": {"amount": 40800000000, "currency": "PYG"}, "openContractType": " Por monto", "minValue": {"amount": 20400000000, "currency": "PYG"}, "simultaneousSupply": false, "attributes": [{"name": "Orden", "value": "1", "id": "1"}]}], "items": [{"id": "B/xH2hsRJifRoShTo1dTRw==", "description": "Seguro de salud internacional-Titular y Conyuge", "classification": {"scheme": "catalogoNivel5DNCP", "id": "84131601-9999", "description": "Seguro de salud internacional", "uri": "https://www.contrataciones.gov.py/datos/api/v3/doc/itemClassification/n5/84131601-9999"}, 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