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ya sea por acci\u00f3n de la naturaleza o la mano del hombre, hechos fortuitos, clim\u00e1ticos y otros motivos.) y no solo por incendio, se debe separar de la cobertura de INCENDIO y asignar los capitales correspondientes para tal cobertura.\nSe debe asignar un capital para la cobertura de RESPONSABILIDAD CIVIL y esta debe estar separada de la cobertura de Incendio.\nEn el Lote N\u00b0 1 se solicita incluir la cobertura de ROBO \u2013 HURTO O DESAPARICI\u00d3N MISTERIOSA \u2013 DOLO O ACTOS MAL INTENCIONADOS DE TERCEROS dentro de INCENDIO, esta condici\u00f3n no es viable ya que la cobertura de ROBO debe ser cotizada por separado y con un monto establecido para cada ubicaci\u00f3n (el monto no debe ser superior al 5% del valor del contenido, el mercado reasegurador internacional no otorga cobertura de ROBO por el 100%, solicitamos se analice la posibilidad de separar las coberturas y establecer un capital para cada ubicaci\u00f3n tal como expresado anteriormente.\nPara determinar la exposici\u00f3n m\u00e1xima por ubicaci\u00f3n, se solicita el desglose VALORIZADO por ubicaci\u00f3n del contenido, de manera a analizar el c\u00famulo (exposici\u00f3n de riesgo) de EDIFICIO + CONTENIDO por ubicaci\u00f3n.\nPara el \u00cdTEM N\u00b0 3 SEGURO PARA EQUIPOS ELECTR\u00d3NICOS, se solicita el desglose de capitales por ubicaci\u00f3n (en qu\u00e9 ubicaci\u00f3n se encuentra cada equipo), as\u00ed tambi\u00e9n reconfirmar que los valores declarados aqu\u00ed son correctos.", "answer": "Al respecto, esta Convocante aclara, que en el Apartado \"Capital de cobertura\" de la Secci\u00f3n \"Suministros requeridos - Especificaciones t\u00e9cnicas\" del Pliego de Bases y Condiciones,  han sido asignados de manera independiente los montos correspondientes a la cobertura de EDIFICIOS, CRISTALES Y CONTENIDO, asimismo, en el Apartado \"Resumen de los requisitos\" de la Secci\u00f3n \"Suministros requeridos - Especificaciones t\u00e9cnicas\" del Pliego de Bases y Condiciones, han sido minuciosamente detallados los diferentes tipos de riesgos de cobertura sobre los objetos detallados m\u00e1s arriba, por lo que la cobertura requerida es de car\u00e1cter \"Multirriesgo\" y tanto los objetos de cobertura y sus valores, como los riesgos a cubrir, se hallan claramente detallados en el Pliego de Bases y Condiciones.\nEn cuanto a la inclusi\u00f3n de la cobertura de ROBO - HURTO O DESAPARCICI\u00d3N MISTERIOSA - DOLO O ACTOS MAL INTENCIONADOS DE TERCEROS dentro de INCENDIO, esta Convocante manifiesta que dicha solicitud resulta limitante y no de adecua la necesidad institucional, ya que el CONTENIDO deber\u00e1 ser cubierto contra todos los riegos detallados en el  Apartado \"Resumen de los requisitos\" de la Secci\u00f3n \"Suministros requeridos - Especificaciones t\u00e9cnicas\" del Pliego de Bases y Condiciones, ya sea dentro del edificio de la sede central o predios de las diferentes instalaciones propias o privadas de terceros.\nEn cuanto a la solicitud de separar los Equipos Electr\u00f3nicos por ubicaci\u00f3n de cada uno, se menciona que los mismos est\u00e1n ubicados en sedes propias de la Justicia Electoral o alquiladas por ella y que la cobertura sigue al bien asegurado independiente al lugar en que se encuentre.\nPor lo tanto, esta Convocante ratifica los criterios establecidos en las bases y condiciones, y en consecuencia solicita remitirse a lo dispuesto en el PBC.\n", "dateAnswered": "2023-07-11T14:50:19-04:00"}, {"id": "362322ac74dfa95efc86fcb052d72a4d", "date": "2023-06-23T14:58:37-04:00", "title": "CAPACIDAD FINANCIERA", "description": "En base al requerimiento solicitado en las p\u00e1ginas N\u00ba 13 y 14 del PBC, punto Oferentes en Coaseguro: establece que, en caso de participaci\u00f3n en Coaseguro A tal efecto, se deber\u00e1 indicar en la oferta cual es la empresa l\u00edder del coaseguro quien deber\u00e1 cumplir con al menos el 70% (setenta por ciento) de las condiciones financieras, y el 30% (treinta por ciento) restante lo cumplir\u00e1 \u00e9l o los dem\u00e1s miembros del coaseguro.\n\nPor lo que solicitamos que dicho requisito mencionado m\u00e1s arriba sea modificado quedando de la siguiente manera:\nOferentes en coaseguro: Todos los criterios y an\u00e1lisis de calificaci\u00f3n deben ser centrados en la compa\u00f1\u00eda l\u00edder del coaseguro, pues es \u00e9sta la que representar\u00e1 a todos los dem\u00e1s integrantes, firmando el contrato correspondiente, brindando el servicio licitado, y la que ser\u00e1 de nexo entre la convocante y las empresas aseguradores. Las dem\u00e1s compa\u00f1\u00edas participantes del coaseguro solo sumaran las capacidades de cobertura por tanto no es necesario que cumplan en su totalidad los mismos criterios.", "answer": "Remitirse a la Adenda N\u00b0 1.", "dateAnswered": "2023-07-11T14:50:00-04:00"}, {"id": "d0af2eae8070adc2cc3e46ee586ffec5", "date": "2023-06-22T15:13:34-04:00", "title": "REQUISITOS DE CALIFICACI\u00d3N Y CRITERIOS DE EVALUACI\u00d3N, CAPACIDAD FINANCIERA.", "description": "REQUISITOS DE CALIFICACI\u00d3N Y CRITERIOS DE EVALUACI\u00d3N, CAPACIDAD FINANCIERA, se solicita la modificaci\u00f3n a trav\u00e9s de una Adenda de los: Punto 4. Fondo de Garant\u00eda, Punto 7. Capital Social y Punto 8. Disponibilidad m\u00ednima al cierre de los \u00faltimos tres (3) ejercicios fiscales. \n\nEn el PBC es requerido en el Punto 4. Fondo de Garant\u00eda el monto de Gs. 20.000.000.000 (veinte mil millones), monto considerablemente desproporcional y que limita la participaci\u00f3n m\u00e1xima de 2 a 3 aseguradoras que participan regularmente en los llamados a Licitaci\u00f3n P\u00fablica, contrariando los principios de igualdad y libre competencia. \n\nSolicitando que en el Punto 4. Fondo de garant\u00eda se disponga cuanto sigue: \n\n4. Fondo de garant\u00eda: Gs. 15.000.000.000 (quince mil millones) al 30/06/2022.\n\nEn cuanto al punto 7. De Capital Social se replica la situaci\u00f3n planteada en el punto anterior, solicitando a fin de fomentar la libre competencia y participaci\u00f3n se disponga cuanto sigue: \n7. Capital Social m\u00ednimo  al cierre de los \u00faltimos tres (3) ejercicios fiscales:\nAl 30/06/2020 de Gs. 25.000.000.000.-\nAl 30/06/2021 de Gs. 30.000.000.000.-\nAl 30/06/2022 de Gs. 35.000.000.000.-\n\nEs importante se\u00f1alar, que los montos requeridos para disponibilidades tambi\u00e9n son tambi\u00e9n excesivos y no son razonables para la participaci\u00f3n de las aseguradoras, limitando la misma a un m\u00e1ximo de 3 aseguradoras, ante lo expuesto solicitamos modificar el punto 8 de disponibilidades conforme a lo siguiente:\n\n8.\tDisponibilidad m\u00ednima al cierre de los \u00faltimos tres (3) ejercicios fiscales:\n   Al 30/06/2020 de Gs. 14.500.000.000.-\n   Al 30/06/2021 de Gs. 15.000.000.000.-\n  Al 30/06/2022 de Gs.  18.000.000.000-\n\nQue, a fin de promover la mayor participaci\u00f3n de las Compa\u00f1\u00edas Aseguradoras del Pa\u00eds, siendo que contamos con un Capital Social, Fondo de Garant\u00eda y Disponibilidad acorde a los riesgos licitados, contando con la suficiente SOLVENCIA econ\u00f3mica y patrimonial y trayectoria para asumir y responder ante los riesgos licitados, contando con todos los requerimientos requeridos por la Convocante y adem\u00e1s con las garant\u00edas y respaldo que proporcionan los contratos de Reaseguros, debiendo la convocante dar cumplimiento y promover los principios de igualdad y libre competencia dispuesto en el art\u00edculo 4 de la Ley 2051/03.", "answer": "Al respecto se menciona que esta Convocante, en atenci\u00f3n al valor de los bienes a ser asegurados, ha establecido los criterios de capacidad financiera, a fin de asegurarse la contrataci\u00f3n de compa\u00f1\u00edas con solidez econ\u00f3mica demostrable con los a\u00f1os, cuesti\u00f3n que se encuentra relacionada a la capacidad de gesti\u00f3n de las aseguradoras. Disminuir los requisitos elevar\u00eda el riesgo del incumplimiento de las coberturas solicitadas ante un eventual siniestro. La convocante no puede improvisar considerando la magnitud de los riesgos; por lo que es importante que \u00e9stas cuenten con las capacidades m\u00ednimas requeridas, de tal manera a proporcionar confianza y un alto grado de solvencia a la hora de la indemnizaci\u00f3n de siniestros. \n\nEn tal sentido, el criterio solicitado en ning\u00fan caso se contrapone a las normativas legales vigentes, muy por el contrario; permite analizar y evaluar a las compa\u00f1\u00edas aseguradoras, dando a conocer a la Convocante los \u00edndices y el posicionamiento de la aseguradora; y con ello garantizar las mejores condiciones de contrataci\u00f3n, considerando la envergadura  de los riegos a asegurar.\n\nConforme a lo que expresa el Art. 33 del Decreto N\u00b0 2992/2019: La elaboraci\u00f3n de los pliegos de bases y condiciones particulares para cada Licitaci\u00f3n corresponder\u00e1 a las respectivas Unidades Operativas de Contrataci\u00f3n (UOC), en coordinaci\u00f3n con las dependencias solicitantes...; y con el fin de salvaguardar los bienes de la instituci\u00f3n, esta Convocante tiene la potestad de exigir solvencia y capacidad de respuesta a los potenciales oferentes para evitar perjuicios o retrasos en el cumplimiento de las obligaciones contractuales de las compa\u00f1\u00edas en caso de un eventual siniestro, salvaguardando los intereses de la Instituci\u00f3n y del Estado Paraguayo.\n\nCabe resaltar adem\u00e1s que los criterios establecidos en las bases y condiciones del presente procedimiento, es cumplido por m\u00e1s de una compa\u00f1\u00eda aseguradora que operan en el mercado conforme se puede constatar en los datos publicados por la Superintendencia de Seguros del Banco Central del Paraguay (BCP), en consecuencia, la participaci\u00f3n de Potenciales Oferentes no se ve limitada.\n\nPor lo tanto, esta Convocante ratifica los criterios establecidos en las bases y condiciones, y en consecuencia solicita remitirse a lo dispuesto en el PBC.\n", "dateAnswered": "2023-07-11T14:49:55-04:00"}, {"id": "f42ecf80be759fb83d2ed3c31d6a7ea2", "date": "2023-06-23T15:16:52-04:00", "title": "Coaseguro", "description": "Consulta: Coaseguro \nCon relaci\u00f3n a la Capacidad Financiera y T\u00e9cnica requerida, donde para el caso de oferentes bajo la figura de \u201cCoaseguros\u201d se exige que el 70% de dichos requisitos debe de cumplir la compa\u00f1\u00eda piloto, quedando el 30% a las dem\u00e1s compa\u00f1\u00edas integrantes del coaseguro. \nSobre este punto solicitamos a la convocante que los requisitos de Capacidad Financiera y Capacidad T\u00e9cnica, sean exigibles solo a la compa\u00f1\u00eda l\u00edder (piloto) del coaseguro, encargada de todos los procedimientos y tr\u00e1mites administrativos con la convocante junto con la emisi\u00f3n de la P\u00f3liza respectiva.", "answer": "Remitirse a la Adenda N\u00b0 1.", "dateAnswered": "2023-07-11T14:50:08-04:00"}], "lots": [{"id": "ft1otDaAHIA=", "title": "1 - LOTE 1 - SEGURO PARA 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