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(Ver detalle del PBC en la columna de 30% contenido)", "dateAnswered": "2025-09-16T10:43:41-04:00"}, {"id": "e3dd050e0496687a0f4b962b4af55afc-1", "date": "2025-09-11T14:05:51-04:00", "title": "Consulta al PBC, Capacidad Financiera - Margen de Solvencia.", "description": "A los efectos que la convocante cuente con mayor cantidad de posibles oferentes, permitiendo nuestra participaci\u00f3n, as\u00ed como una mayor competencia, mejor precio, manteniendo a salvo las garant\u00edas de una cobertura adecuada con solvencia y capacidad necesaria para atender y resguardar los bienes institucionales \nsolicitamos una leve modificaci\u00f3n del PBC en el requisito Capacidad Financiera,  Margen de Solvencia:\nDonde se requiere: \nCon el objetivo de calificar la situaci\u00f3n financiera del oferente, se considerar\u00e1n los siguientes \u00edndices:\n1.\tMargen de solvencia: igual o superior a 1.5 al 30 de junio de 2024. \nSe solicita modifique y requiera:\n1. Margen de solvencia: igual o superior a 1.4 al 30 de junio de 2024.", "answer": "Informamos que los requisitos de capacidad financiera establecidos en el PBC buscan garantizar la solidez financiera de los oferentes y, por ende, la adecuada ejecuci\u00f3n del contrato.\nSi bien reconocemos el objetivo de la libre competencia, los requisitos establecidos en el PBC son medidas prudenciales que complementan la regulaci\u00f3n del sector, protegiendo el inter\u00e9s p\u00fablico y garantizando que el oferente cuente con la capacidad para afrontar cualquier eventual siniestro y cumplir cabalmente con sus obligaciones contractuales.\nEl margen de solvencia establecido ha sido definido con base en un an\u00e1lisis t\u00e9cnico y financiero del llamado, y consideramos razonable y proporcional al alcance de la cobertura a ejecutar.\nPor lo expuesto solicitamos ce\u00f1irse a los requerimientos estipulados en el PBC.", "dateAnswered": "2025-09-17T11:09:08-04:00"}, {"id": "a96757e6dcf7a21a22b242a26990828e-1", "date": "2025-09-16T16:34:35-04:00", "title": "CAPACIDAD FINANCIERA", "description": "Considerando que uno de los objetivos principales de convocar a licitaci\u00f3n es de facilitar la mayor cantidad de participaci\u00f3n de oferentes. solicito la posibilidad de disminuir el PATRIMONIO PROPIO NO COMPROMETIDO a G. 8.000.000.000.-  en atenci\u00f3n a que dicha cantidad garantizar\u00eda los compromisos emergentes si es que hubiere. Gracias", "answer": "Informamos que los requisitos de capacidad financiera establecidos en el PBC buscan garantizar la solidez financiera de los oferentes y, por ende, la adecuada ejecuci\u00f3n del contrato.\nSi bien reconocemos el objetivo de la libre competencia, los requisitos establecidos en el PBC son medidas prudenciales que complementan la regulaci\u00f3n del sector, protegiendo el inter\u00e9s p\u00fablico y garantizando que el oferente cuente con la capacidad para afrontar cualquier eventual siniestro y cumplir cabalmente con sus obligaciones contractuales.\nLos montos establecidos han sido definidos con base en un an\u00e1lisis t\u00e9cnico y financiero del llamado, y consideramos que son razonables y proporcionales la cobertura a ejecutar.\nPor lo expuesto solicitamos ce\u00f1irse a los requerimientos estipulados en el PBC.", "dateAnswered": "2025-09-17T11:09:04-04:00"}], "lots": [{"id": "1f084007-5c47-6548-9919-856a19cddeb9", "title": "3 - 3 - Contrataci\u00f3n de seguros 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