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Margen de Solvencia: 1.40 al 30 de junio de los ejercicios 2022, 2023, 2024. 7. Disponibilidades: Al 30/06/2022: Gs. 17.900.000.000.- (Guaran\u00edes diecisiete mil novecientos millones); Al 30/06/2023: Gs. 18.800.000.000.- (Guaran\u00edes dieciocho mil ochocientos millones). Al 30/06/2024: Gs. 25.700.000.000.- (Guaran\u00edes veinticinco mil setecientos millones). Es importante mencionar que las Compa\u00f1\u00edas de Seguros est\u00e1n Reguladas por la Superintendencia de Seguros, entidad que ejerce un estricto control sobre el funcionamiento de las Aseguradoras, considerando para ello indicadores tales como: capital m\u00ednimo exigible, m\u00e1rgenes de solvencia, provisiones y reservas, fondos de garant\u00eda entre otros, requisitos que garantizan el cumplimiento de los contratos o p\u00f3lizas de seguros de cada entidad.  Es importante se\u00f1alar que desde al a\u00f1o 2012 la Superintendencia de Seguros ha dejado de publicar los Margen de Solvencia de las Aseguradoras ya que las calificaciones emitidas por las firmas Calificadoras habilitadas por el BCP brindan una visi\u00f3n mas amplia de la situaci\u00f3n financiera, t\u00e9cnica, de solvencia,  din\u00e1mica y de respaldo de Reaseguradores de la compa\u00f1\u00edas de Seguros calificadas, es as\u00ed que el margen de solvencia ha quedado obsoleto para la medici\u00f3n del cumplimiento de sus obligaciones, siendo esta una tendencia a nivel mundial. En este sentido, nuestra firma cumple con todos los requisitos establecidos por el Ente Contralor para el desempe\u00f1o normal de sus actividades comerciales, como as\u00ed tambi\u00e9n satisfacer fehacientemente todos los requerimientos de cobertura exigidos por la Convocante. Tal como se puede ver, los valores que solicitamos son suficientes para cubrir y garantizar eventuales siniestros asegurados en el marco del llamado que nos ocupa. Las cifras actualmente impuestas son excesivas y no justificadas para los bienes objeto de seguro en el llamado que nos ocupa, siendo m\u00e1s que suficientes los aqu\u00ed propuestos para dar cumplimiento efectivo al Contrato que ha de surgir del llamado. En consecuencia, solicitamos respetuosamente se proceda a la modificaci\u00f3n de los requisitos de Margen de Solvencia y Disponibilidad, conforme a lo solicitado, a fin de propiciar una mayor participaci\u00f3n, lo que redundar\u00e1 en una competencia que genere mejores precios para la Administraci\u00f3n Contratante.", "answer": "Esta convocante ha dise\u00f1ado el Pliego de Bases y Condiciones teniendo en cuenta la necesidad institucional que se pretende satisfacer, buscando otorgar al Estado Paraguayo las mejores condiciones de Contrataci\u00f3n. Por lo tanto, solicitamos amablemente remitirse al Pliego de Bases y Condiciones.", "dateAnswered": "2025-10-10T09:56:26-04:00"}], "lots": [{"id": "1f08832e-017b-6a0a-8190-73618413a79e", "title": "2 - 1 - CONTRATACI\u00d3N DE SEGUROS PARA LA JUSTICIA ELECTORAL - PLURIANUAL 2025/2026/2027", "status": "active", "statusDetails": "activo", "value": {"amount": 1511100000, "currency": "PYG"}, "simultaneousSupply": false, "attributes": [{"name": "Orden", "value": "1", "id": "2"}]}, {"id": "1f088340-e65c-6f18-9e90-25bae452ccef", "title": "1 - 1 - CONTRATACI\u00d3N DE SEGUROS PARA LA JUSTICIA ELECTORAL - PLURIANUAL 2025/2026/2027", "status": "active", "statusDetails": "activo", "value": {"amount": 1231350384, "currency": "PYG"}, "simultaneousSupply": false, "attributes": [{"name": "Orden", "value": "1", "id": "1"}]}], "items": [{"id": "1f088337-83eb-670c-81cb-eb188de9ee79", "description": "Seguro para Edificios", "classification": {"scheme": "catalogoNivel5DNCP", "id": "84131501-002", 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