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Capacidad Financiera", "description": "Se solicita aclaraci\u00f3n respecto a si la convocante tendr\u00e1 en cuenta, para efectos de evaluaci\u00f3n, los indicadores financieros de las empresas de seguros, publicados por la Superintendencia de Seguros del Banco Central del Paraguay.", "answer": "Conforme a verificaciones, \u00e9sta Convocante solicita remitirse a las condiciones establecidas en el apartado de referencia del Pliego de Bases y Condiciones aprobado y publicado.", "dateAnswered": "2025-06-04T09:25:44-04:00"}, {"id": "eda5044543f758d5a37e3aeee7d3bb1d-1", "date": "2025-06-02T09:41:55-04:00", "title": "Ratios Financieros", "description": "Consultamos a la convocante la modificaci\u00f3n del PBC, en la parte pertinente a la Capacidad Financiera requerida, espec\u00edficamente en relaci\u00f3n al \u201cMargen de Solvencia\u201d que deber\u00eda ser como m\u00ednimo 1,00 al cierre de los ejercicios 30/06/2022, 30/06/2023 y 30/06/2024.\n\nEste pedido se funda en que el margen de solvencia requerido actualmente (m\u00ednimo 2,9) resulta en una barrera sin fundamentos t\u00e9cnicos, innecesaria y limitativa para muchos potenciales oferentes. 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