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{"streetAddress": "A TRAVES DEL SICP"}, "clarificationMeetings": [{"date": "2025-10-23T07:30:00-04:00", "address": {"streetAddress": "SEG\u00daN PBC"}, "id": "1"}], "mainProcurementCategoryDetails": "Servicios - Servicios Financieros y de Seguros", "hasEnquiries": false, "value": {"amount": 2475358819, "currency": "PYG"}, "datePublished": "2025-09-19T17:43:54-04:00", "tenderPeriod": {"startDate": "2025-09-19T17:43:54-04:00", "endDate": "2025-11-05T08:45:00-04:00", "durationInDays": 46}, "awardPeriod": {"startDate": "2025-11-05T09:00:00-04:00"}, "enquiryPeriod": {"endDate": "2025-10-27T12:00:00-04:00", "startDate": "2025-09-19T17:43:54-04:00", "durationInDays": 37}, "mainProcurementCategory": "goods", "procurementMethod": "open", "procurementMethodDetails": "Licitaci\u00f3n P\u00fablica Nacional", "procuringEntity": {"id": "DNCP-SICP-CODE-157", "name": "Instituto de Previsi\u00f3n Social (IPS)"}, "criteria": [{"id": "1", "title": "Garant\u00eda de Mantenimiento de Ofertas", "description": "Los oferentes, proveedores o contratistas deber\u00e1n garantizar la seriedad de sus ofertas, mediante la garant\u00eda de mantenimiento de la oferta", "source": "tenderer", "requirementGroups": [{"id": "1-1", "description": "La garant\u00eda debe ser de un cierto porcentaje, periodo y tipo", "requirements": [{"id": "1-1-1", "title": "Porcentaje de la garantia", "expectedValue": "5"}, {"id": "1-1-2", "title": "Validez de la garantia en d\u00edas", "expectedValue": "180"}]}]}], "enquiries": [{"id": "7a867e2b15ff2030c13f03b6510f8c44-1", "date": "2025-09-24T13:10:28-04:00", "title": "Desglose Capital Asegurado", "description": "Favor suministrar un detalle con la apertura del Capital Asegurado requerido bajo el LOTE 1 (\u201cDepartamento de Administraci\u00f3n de Suministros M\u00e9dicos\u201d) para el riesgo de \u201cContenido\u201d tanto para el Seguro de Incendio como para el Seguro de Robo y/o Asalto, en consideraci\u00f3n a la descripci\u00f3n del mismo que se menciona en el Pliego, a saber: \u201cmedicamentos, insumos reactivos, instrumentales, drogas, psicotr\u00f3picos, muebles, equipos de oficina, equipos de inform\u00e1tica, c\u00e1mara frigor\u00edfica, etc.\u201d", "answer": "En el PBC, se encuentran establecidos las condiciones necesarias para la cotizaci\u00f3n .Por lo tanto, el Oferente deber\u00e1 ajustarse a lo establecido en el Pliego de Bases y Condiciones. Version 1. Publicado en fecha: 19-09-2025.", "dateAnswered": "2025-10-20T09:49:16-04:00"}, {"id": "f5537fdb83e1f563fdbb841def4706f0-1", "date": "2025-10-20T16:13:40-04:00", "title": "Especificaciones t\u00e9cnicas", "description": "En la planilla de precios editables indican 3 lotes sin embargo en el pliego de bases y condiciones se indican solos dos lotes.\nFavor confirmar.", "answer": "Se aclara que se ha verificado exhaustivamente el Pliego de Bases y Condiciones y los tres lotes se encuentran en las EETT y en todos los apartados donde se requiere especificar los lotes requeridos. Por lo tanto, el oferente deber\u00e1 ajustarse a lo establecido en el Pliego de Bases y Condiciones. Versi\u00f3n 2. Publicado en fecha: 17-10-2025.", "dateAnswered": "2025-10-30T15:44:41-04:00"}, {"id": "40120da67c29d75e2a4641ad863aeea3-1", "date": "2025-09-24T13:11:36-04:00", "title": "Siniestralidad", "description": "Favor suministrar la Informaci\u00f3n Siniestral actualizada para los \u00faltimos 5 (cinco) a\u00f1os para ambos lotes y por cada cobertura solicitada, cuyos montos pagados y/o pendientes de cancelaci\u00f3n bajo reservas, que hayan superado individualmente la suma de Gs. 5.000.000.- Para cada siniestro o incidente a reportar, favor detallar lote y cobertura afectada, fecha del evento, breve detalle del mismo y monto finalmente involucrado.", "answer": "Se aclara que no se registraron siniestros en los \u00faltimos a\u00f1os para ambos lotes.", "dateAnswered": "2025-10-20T09:49:24-04:00"}, {"id": "512b4da8a5d8378a14b9ddc948ee1984-1", "date": "2025-09-25T09:52:38-04:00", "title": "REQUSITOS DE PARTIPACI\u00d3N. Capacidad Financiera", "description": "CONSULTA\nConsultamos a la convocante y solicitamos la modificaci\u00f3n del PBC en la parte pertinente a la Capacidad Financiera requerida, espec\u00edficamente en relaci\u00f3n con el punto N.\u00ba 4 (Fondo de Garant\u00eda) y el punto N.\u00ba 7 (Disponibilidades):\nEn el punto N.\u00ba 4, relativo al Fondo de Garant\u00eda, se solicita lo siguiente:\n4. Fondo de Garant\u00eda m\u00ednimo de Gs. 25.000.000.000 (guaran\u00edes veinticinco mil millones) al 30/06/2024.\nSobre este punto, solicitamos la modificaci\u00f3n del PBC y la reducci\u00f3n del requerimiento del Fondo de Garant\u00eda, debiendo decir lo siguiente:\n4. Fondo de Garant\u00eda m\u00ednimo de Gs. 20.000.000.000 (guaran\u00edes veinte mil millones) al 30/06/2024.\nEn cuanto al punto N.\u00ba 7, relativo a las Disponibilidades, se solicita lo siguiente:\n7. Disponibilidades: Gs. 26.000.000.000 (guaran\u00edes veintis\u00e9is mil millones) m\u00ednimo al cierre de los \u00faltimos tres (3) ejercicios fiscales: 30/06/2022, 30/06/2023 y 30/06/2024.\nSobre este punto, solicitamos la modificaci\u00f3n del PBC y la reducci\u00f3n del requerimiento de Disponibilidades, debiendo decir lo siguiente:\n7. Disponibilidades: Gs. 18.000.000.000 (guaran\u00edes dieciocho mil millones) m\u00ednimo al cierre de los \u00faltimos tres (3) ejercicios fiscales: 30/06/2022, 30/06/2023 y 30/06/2024.\nEste pedido se fundamenta en que los montos requeridos en los puntos indicados de Capacidad Financiera (4 y 7) constituyen una barrera sin fundamentos t\u00e9cnicos, innecesaria y limitativa para muchos potenciales oferentes. Esto se debe a que un n\u00famero reducido de compa\u00f1\u00edas aseguradoras cuenta con los requerimientos establecidos en dichos puntos, lo cual atenta contra los principios fundamentales establecidos en la Ley de Contrataciones P\u00fablicas, impidiendo la libre competencia y la igualdad de oportunidades.\nAl respecto, la propia DNCP, en su car\u00e1cter de ente regulador y t\u00e9cnico, establece en su pliego est\u00e1ndar un margen m\u00ednimo de solvencia, entendiendo que dicho margen resulta suficiente para garantizar el cumplimiento de las obligaciones del contratista. Esta medida permitir\u00eda una mayor competencia sin aumentar los riesgos en el cumplimiento del contrato a ser suscripto.\nLas condiciones actuales son excesivamente restrictivas para la participaci\u00f3n de potenciales oferentes y contradicen los principios de la Ley de Contrataciones P\u00fablicas, que en su Art\u00edculo 4.\u00ba dispone:\nInc. d) Igualdad y Libre Competencia: Todo potencial oferente que tenga la solvencia t\u00e9cnica, econ\u00f3mica y legal necesaria para responder a los compromisos que supone la contrataci\u00f3n con el Estado paraguayo, y que cumpla con los requisitos establecidos en la presente Ley, en su reglamento, en las bases y condiciones y en las dem\u00e1s disposiciones administrativas, tendr\u00e1 la posibilidad de participar sin restricciones y en igualdad de oportunidades en los procedimientos de contrataci\u00f3n p\u00fablica.\nInc. k) Razonabilidad: El objeto de las distintas actividades de la cadena integrada de suministro p\u00fablico debe ser razonable en t\u00e9rminos cuantitativos y cualitativos para satisfacer el inter\u00e9s p\u00fablico y el resultado esperado.\nEn concordancia, el Art\u00edculo 45.\u00ba de la misma Ley establece:\nAsimismo, no se podr\u00e1n exigir a los participantes requisitos distintos a los se\u00f1alados por la presente Ley para la participaci\u00f3n, contrataci\u00f3n o adjudicaci\u00f3n, ni se podr\u00e1n establecer elementos que no resultaren t\u00e9cnicamente indispensables en los pliegos de bases y condiciones, si con ello se limitan las posibilidades de concurrencia de eventuales proveedores o contratistas.\nConforme a lo expuesto, solicitamos la respectiva adenda modificatoria al PBC, estableciendo los siguientes valores:\n4. Fondo de Garant\u00eda m\u00ednimo de Gs. 20.000.000.000 (guaran\u00edes veinte mil millones) al 30/06/2024.\n7. Disponibilidades: Gs. 18.000.000.000 (guaran\u00edes dieciocho mil millones) m\u00ednimo al cierre de los \u00faltimos tres (3) ejercicios fiscales: 30/06/2022, 30/06/2023 y 30/06/2024.\nCon la modificaci\u00f3n se\u00f1alada, se estar\u00eda habilitando a por lo menos diez (10) aseguradoras m\u00e1s a participar en el presente llamado, cumpliendo as\u00ed con los principios de la Ley de Contrataciones P\u00fablicas.", "answer": "El Oferente deber\u00e1 ajustarse a lo establecido en el Pliego de Bases y Condiciones. Version 1. 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